# Mobile App Overview

### The Carats App is available at <https://carats.cc>&#x20;

The Carats App is compatible with all mobile devices with a modern web browser.  No app download is required.

## Key Features

* Buy Carats using 27 fiat currencies and dozens of cryptocurrencies, using various payment methods including Mastercard, Visa, UPI, etc...
* Sell Carats for 27 currencies and dozens of cryptocurrencies&#x20;
* Send Carats to any mobile phone using SMS
* A personal blockchain wallet is created when a user purchases or receives Carats via SMS
* This wallet is self-custodied on the users phone, and can be downloaded to other devices
* Purchase and add Carats purchased at select ATM machines which display a QR code

### Advanced Features

* Face ID security
* Confidential or Identified payments
* Multi-signature Escrow payments
* Inbound payment initiation via SMS or QR Code
* PIN-locked payments
* Open source -- platforms can easily adapt the Carats App for white-label applications


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